Managing in Tough Times—Downsized!
We are living in tough times. Many of us are finding our jobs are being reduced, eliminated, or in jeopardy. We hope the resources on this page will be helpful as you manage during this time of change.
What About Your Health Insurance and Retirement Plans?
Resources & Worksheets
- State and Community Resources including Unemployment
- Monthly Spending Plan for Dealing with Job Loss/Reduced Income (PDF)
- How Much Do you Owe? (Word) How Much Do You Owe? (Excel)
- Daily Tracking Chart (Word)
- Financial calculators, Podcasts & Website Links
Strategies for Finding a Job
Financial Calculators
- Auto Loans
- Cost of Debt Calculator
- Home Budget Analysis
- Your Net Worth
- Credit Card minimum payments
- Benefits of Spending Less
Making Ends Meet
- Cutting Back on Expenses
- Steps for Dealing with Reduced Income
- Managing in Tough Times (English) (PDF)
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Managing in Tough Times (Spanish)
(PDF)
Administración del Dinero en Tiempos Difíciles - Making Ends Meet-Community Resources
- Spending Less
Taking Care of You and Your Family
- Managing in Tough Times-First Steps (play time 5 minutes, 48 seconds)
- Who Gets Paid First? (play time 7 minutes, 13 seconds)
- Credit Reports & Scores (play time 8 minutes, 20 seconds)
- Credit Score Quiz